All the accounts of the customer shall be available for transactions.ġ.The default 4 digit MPIN received via SMS needs to be changed mandatorily to complete the registration.LOGIN Password is set by customer himself to a 4 digit number. It works on two pins: LOGIN Password and MPIN which are both 4 digits. In case the mobile number being used for registration is different from the one registered with the bank, then the customer’s request for registration will be declined. Once the OTP is validated, the customer will be registered successfully for J&K Bank mobile banking and default MPIN will be sent to the mobile number via SMS Subsequently, the Customer will be prompted to enter his OTP. If successful, an OTP will be send to customer on same mobile number through which he is registering, provided the mobile number is the same as the number registered with the bank
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